Prince Edward Island Umbrella Insurance

When you have more to lose you have more to protect

You've worked hard to build safety and security for your family. You’re planning for the future, building up equity in your home and may even have assets such as vacation homes or boats that create lasting memories.

It’s not something we often think about. But in today’s world, the rewards that come with success and achievement could make you and your family more vulnerable to lawsuits – and financial losses. Let Peake & McInnis LTD protect you with Prince Edward Island umbrella insurance.

For a low annual cost, Peake & McInnis Ltd can offer Personal Umbrella insurance an extra layer of liability protection than what’s provided by your primary policies, by up to $5 million. It provides extra financial security for your family – and gives you the peace of mind you need to get the most out of life.

You have home insurance. So why would you need extra liability insurance?

As our society becomes more and more litigious, both the frequency of lawsuits and the size of court awards are increasing. And more often, defendants are finding that their primary insurance policy’s liability coverage just isn't enough to cover these costs. Make sure you have the peace of mind you need to enjoy everything you’ve worked for – with Prince Edward Island umbrella insurance giving you that extra personal liability insurance from Peake & McInnis Ltd.

To be eligible for the Personal Umbrella Policy, you must already have primary insurance for your home. Then, the Personal Umbrella Policy will provide comprehensive, additional protection over what your basic policy provides.

Enjoy an extra layer of protection over your existing coverage

  • home policy: a minimum of $1 million and up to $5 million liability insurance over your standard comprehensive liability policy
  • auto and watercraft: liability limits beyond these policies, even if they’re with another insurance company (as long as they’re listed on the Umbrella policy)
  • personal injury coverage, such as libel, slander, false arrest, wrongful eviction, and defamation of character
  • legal defense costs (when coverage is provided by the umbrella policy but not covered by your primary policy)
  • and more!

Protect Yourself With Prince Edward Island Umbrella Insurance Policy

You need protection that will rev up after your primary policy limits are exhausted. You need umbrella insurance protection, from Peake & McInnis Ltd. in our Charlottetown office.

Contact us 902-566-5534 a seasoned insurance professional at Peake & McInnis, in Charlottetown, PEI. Discover how a small cost provides you with gigantic protection.

Peake & McInnis have been providing Islanders with the most current and comprehensive insurance policies, packages and rates on Prince Edward Island since 1912. We have the experience and perspective to provide an insurance solution for the novice or experienced buyer. Our competent and proficient staff are prepared to answer your questions and concerns with a sincere and personal approach.

Complete the Protection Savings Form today for a free, no obligation Prince Edward Island umbrella protection quote. Don’t spend another sleepless night riddled with anxiety about losing all you have. Take out an umbrella!