Prince Edward Island Host Liquor Liability Insurance
Do you need Liquor Liability Insurance?
Serving alcohol at a special event or owning a business that serves alcohol always involves an element of risk. Liquor liability insurance protects your company against loss or damages claimed as the result of a patron of your business becoming intoxicated and injuring others. If your business manufactures, sells, serves, or facilitates the use or purchase of alcohol, then you need liquor liability insurance coverage. Employers who serve alcohol at work-related social events are at risk if there employees consume too much and cause damage to third parties. Community Halls, Churches or Convention Halls etc. that provide facilities on a rental basis are exposed and should require anyone who is serving alcohol (for payment or not) to arrange for host liquor liability and provide evidence of coverage by insurance certificate.
Liquor Laws vary between Provinces , anyone who serves liquor must comply with the Provincial Legislation. You should consult the relevant local laws and ensure compliance, including staff training is adhered to. On Prince Edward Island consult the P.E.I. Liquor Control Act.
How can Peake & McInnis Ltd. Insurance Brokers help?
Court decisions coupled with Provincial statutes are holding vendors of alcoholic beverages increasingly responsible for damages under liquor liability laws. Claims concerning this aspect of liability continue to grow, with damages and compensation increasing exponentially.
Peake & McInnis Ltd. Insurance Brokers makes your liquor liability insurance process as simple as possible. By filling out a simple online form, our expert agents will shop the market for you and get the best possible coverage and competitive premiums. We pride ourselves on taking care of our clients and their interests.
Get your quote today!
What are you waiting for? Simply complete the Protection Savings Form for a free, no-obligation liquor liability insurance quote. The sooner we receive your information, the sooner we will get you the best protection for your alcohol-serving situation. So don't delay another minute - complete the form now.