From the category archives: Insurance Protection Blog

Auto Insurance

Steer Clear of Car Break-Ins

One Saturday, Jenny stopped by the mall for some afternoon shopping. The parking lot was packed, but she found a space at the very back of the lot. After she ate some lunch and shopped for a few hours, Jenny strolled back to her car—only to find that her passenger window was broken, and her laptop and iPod were missing. Her heart plummeted into her stomach, and she wasn’t sure what to do. If you’ve ever walked into a parking lot or your own driveway to discover a thief has broken into your car, you’re probably all too familiar with that terrible sinking feeling. Fortunately, there are some steps you can take to stop car robbers in their tracks. These criminals go for the simple jobs, so they usually choose vehicles that are parked in remote areas and have valuables in plain view. Don’t make yourself an easy target. Follow these five easy tips to steer clear of car break-ins: Tip #1: Choose your parking spot carefully. Car thieves generally target vehicles that are parked in ...
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After the Accident - Working with the At-Fault Driver's Insurer

You have just emerged from a car accident, but the good news is that you are not at fault. Now comes the task of successfully dealing with the other driver's insurance company. In order to begin, you must collect certain details at the site of the accident from the at-fault driver: their name, address and phone number, the name of their insurance company, their policy number, their claims number and their insurance company's address. With this information you can begin the process by making a phone call to the company in question. Now, it is the responsibility of the at-fault driver to tell their insurance company about the accident; unsurprisingly, many of them are reluctant to do so. Therefore, it is a good idea for you to make the call in case they do not. During the call, tell the insurance company that you were involved in an accident with one of their policyholders and also inform them of any property damage or personal injuries, if any. At this stage, it is only necessary to report the simple facts of ...
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Discourteous Driving Can Be Deadly

Basic decency during driving can seem hard to come by these days. "Road rage" refers to the ability of perfectly sane people to become angry maniacs when behind the wheel of a car. On average, at least fifteen hundred people including men, women and children are killed or injured each year in America due to aggressive driving. Aggressive driving such as tailgating, cutting off other vehicles, and giving the one-finger salute are unfortunately quite common in the United States. In fact, the problem of discourtesy when driving is responsible for as much as thirty percent of all traffic collisions. Drivers routinely ignore the basic rules of driving, engaging in overtly aggressive behaviors even to the point of murder. One of the most important situations where discourtesy results in injuries or death to other drivers is in right-of-way situations. Whenever two vehicles are driving along a path that puts them at odds with one another, the problem of right-of-way becomes boiled down to who goes first. Right-of- ...
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Immediate Steps to Take After an Auto Accident

A car accident is always traumatic for any driver. Even if the damages are relatively minor, and both parties are uninjured, you may find yourself panicking over what to do next. There are important steps to take following any crash, no matter how severe. Since car accidents involve insurance companies, both drivers need to collect the necessary information. They can do this by following six basic steps. This article will outline these steps and make their priorities clear. 1) The most important thing is to stay calm at all times. Letting the emotions get out of control will only make the situation worse, and make it harder to take care of the things that need to be done. 2) After remaining in control, the driver must make sure that they and their passenger(s) are okay and unharmed. While it is important to move as far off the road as possible, it is also important if not more so to remain at the scene of the accident. If the driver or one of the passengers can do so, wave oncoming traffic into the other l ...
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Parents Shape Teens into Responsible Drivers

Besides graduation day, the day a teenager gets their driver's license is one of the most important days of their lives. It's something they've looked forward to for years, that feeling of freedom once they hit the open road. Unfortunately, parents don't always share the same vision. As your child begins to get behind the wheel, there are some things you can do as a parent to help maintain your child's safety, and your sanity. Kids learn from the examples they are given, which means that children can pick up on their parents' bad driving habits. On the other hand, if you come to a complete stop at stop signs and consistently wear your seat belt, there's a good chance your child will follow suit. Safe and responsible driving is just another thing parents pass down to their children. Department of Education statistics show that students perform better in school when their parents are involved in their education. This holds true for driver's education, as well. Parents who understand the process of getting you ...
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Graduated Licensing on PEI

What is the Graduated Driver Licensing Program?
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